“The world’s most unequal country doesn’t need more spectators. It needs more owners.”
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Our purpose is to dismantle wealth inequality in South Africa – one owner at a time. 

Our mantra is: Jik’izinto – turn things around!

Our vision is to make cooperative bancassurance the default in Africa. We are building a future where underserved communities and businesses have the tools, support and opportunities they need to build real ownership and lasting wealth. Starting in South Africa. Exploring Nigeria. Building for Africa.

Our group consists of the Ownisha Cooperative Group and the Ownisha Corporation Group.

Banking and insurance, built around you.

Ownisha Cooperative Group is building a new kind of bancassurance group. One that is owned by its customers, our members.

We are here to make financial services affordable, accessible and secure while making sure our members share in the success they create.

Every year, our profits are shared with our members through a patronage dividend. Because when our cooperative succeeds, our members should benefit too.

Our group brings together member cooperatives, the Ownisha Federation, and their subsidiaries and affiliated entities. We currently operate in South Africa through Ownisha South Africa and the Government Employees Credit Union, with Nigeria as our next market under exploration.

Ownisha South Africa
www.ownisha.co.za

Government Employees Credit Union
www.gecu.co.za

Ownisha Nigeria
www.ownisha.com.ng

Powering the cooperative, serving the member.

Ownisha Corporation Group is the engine behind Ownisha Cooperative Group.

We provide the outsourced administration and client relations services that help the cooperative operate efficiently and deliver an exceptional member experience.

Our Vested Outsourcing Model is different from a traditional supplier relationship. We share the same goals, measure what matters and succeed together.

That means we are driven to work smarter, serve better and create more value for members.

One cooperative. One purpose. Shared success.

100% Customer Owned Financial Services

Unlike traditional financial companies that return profits to shareholders, Ownisha returns profits to its members