Our Purpose
At Ownisha, our purpose is to empower African families and businesses to become well-protected, debt-free, and financially strong. We do this by providing smart financial management tools, offering a wide range of financial products, and sharing our success through our Profit Payout savings accounts, ensuring our success benefits everyone.
Our mantra is Jik’izinto.
Our Vision
Our vision is to become Africa’s leading co-operative financial group, dedicated to empowering underserved communities and businesses.
Our Structure
To achieve our mission, Ownisha is built on a robust dual-pillar framework, comprising two purpose-driven entities that work in strategic harmony to scale our impact sustainably. The Ownisha Co-operative Group and the Ownisha Corporation Group form a dynamic ecosystem, combining grassroots empowerment with world-class infrastructure to shape the future of financial well-being across Africa.

The Ownisha Co-operative Group, owned by its customers, is a co-operative financial group dedicated to providing affordable, accessible, and secure co-operative financial services to our owner-members.
Our group structure includes member co-operatives, a central body, the Ownisha Federation, as well as their subsidiaries and affiliated entities.
We are currently operational in South Africa, with plans to expand our footprint across the continent.
Ownisha South Africa
www.ownisha.co.za
Government Employees Financial Group
www.gefg.co.za

The Ownisha Corporation Group is the engine behind our mission. It provides cutting-edge Infrastructure as a Service (IaaS), along with essential administration, distribution, and support systems that empower the Co-operative Group to grow and thrive without ever compromising its cooperative operating principles.
By delivering scalable, mission-aligned infrastructure, the Corporation Group ensures that our vision of financial empowerment becomes a lasting reality across Africa.